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European Banking Authority logo with SEPA payment network visualization
RegTech & Compliance

EBA Harmonizes SEPA Reporting: 27 NCAs Unified

Imagine 27 national regulators finally speaking the same language on SEPA payments. The EBA just made it real with a bold harmonization Decision.

3 min read 1 week ago
Fintech executives celebrating preliminary bank charter approval amid gold rush imagery
Digital Banking

Fintech's Bank Charter Gold Rush: Permits Issued, Picks Raised

Emails ping at dawn: preliminary bank charter approvals for fintechs. After years of drought, the gold rush is on—but the real mining starts now.

4 min read 1 week, 3 days ago
Empty graph chart showing zero UK banking licence applications in 2025
Digital Banking

Zero UK Banking Licence Applications in 2025: Fintech's Reality Check

Imagine the UK's fintech party — and no one's showing up for the main event. Zero banking licence applications in 2025 signal deep trouble for London's ambitions.

4 min read 1 week, 3 days ago
Revolut logo with Italian flag overlay and €11.5M fine notice
AI in Finance

Revolut's €11.5M Italian Wake-Up Call

Revolut's European dream hit a Roman wall. Italy just fined them €11.5 million for misleading customers on investments and banking.

4 min read 2 weeks, 4 days ago
Bank executives in meeting discussing core provider compliance concerns with regulatory documents
AI in Finance

Core Providers Under Fire: OCC Inquiry Could Reshape Bank Compliance Forever

A bank's core system glitches, spitting out compliance nightmares. Now the OCC is circling, and one consultant says it's time providers paid up.

3 min read 2 weeks, 4 days ago
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